Port Arthur Bad Faith Insurance Lawyer | Port Arthur Insurance Litigation Attorney

Port Arthur Insurance Claims Attorney

If you have been offered an unfair settlement or have had your claim denied by your insurance provider, you may feel helpless to do anything to fight back. a Port Arthur bad faith insurance lawyer knows how to deal with these situations and can help make sure that you are not taken advantage of by your insurance company.

Port Arthur bad faith insurance attorneys handle cases including:Insurance companies can bury you under mountains of paperwork. If you feel your Insurance company is not treating you fairly, call a Port Arthur Bad Faith Insurance Attorney Today.

  • Insurance Litigation
  • Disability Insurance
  • Life Insurance Policies
  • Fire Insurance Policy Litigation
  • Health Insurance Policy Claims
  • Automobile Insurance Claims
  • Uninsured Motorist Claims
  • Property and Casualty Insurance Coverage
  • Homeowners Insurance Litigation
  • Accidental Death Policies
  • Bad Faith Insurance Claims
  • Uninsured - Underinsured Coverage

What is Bad Faith Insurance?

There are a variety of ways in which an insurance subscriber can be mistreated by the insurance company with whom they hold a policy. A claim may be wrongfully rejected, the company may make unreasonably slow payment, the investigation may be improper, or the company may make only partial payment. When any of these things occurs, the insurance company has acted in bad faith. This is a nationwide phenomenon and happens to Port Arthur, Texas, policy holders all the time.

The bottom line is that insurance companies are in the business of making money. Their goal is to accept premiums while paying out on as few claims as possible. Call a Port Arthur bad faith insurance lawyer to help you fight back!

Port Arthur, TX Bad Faith Insurance Lawyer

In Texas, an insurer has the responsibility to deal with its insured with a high standard of care. Insurance contracts imply a fiduciary duty flowing from the insurer to the insured. This means that the insurance company must treat the policyholder with a duty of care and loyalty by dealing fairly, honestly, and in good faith at all times. If the insurance company breaches its contract with the policyholder, the policyholder may have a cause of action, which, in Texas, is called First Party Bad Faith Litigation. If you are a Port Arthur area policyholder and your insurance company has acted in bad faith with regard to your policy benefits, please do not hesitate to contact a Port Arthur bad faith insurance lawyer or Jefferson County bad faith insurance lawyer today to discuss your case.

There are many types of insurances sold by many different types of agencies and agents. Below are just some insurance agents in the Port Arthur, Texas area:

Talon Insurance Agency
3500 Highway 365 # B
Port Arthur, TX 77642
(409) 721-6400
Reynolds Insurance Inc
3500 Memorial Boulevard
Port Arthur, TX 77640
(409) 983-2774
Apex Insurance
3999 Gulfway Drive
Port Arthur, TX 77642
(409) 984-9912
Direct Auto Insurance
3811 Twin City Highway
Port Arthur, TX 77642‎
(409) 962-0777
Holly Hallmark Insurance
3800 Highway 365 Suite 141
Port Arthur, TX 77642
(409) 729-3030
Xpress Insurance
4905 Gulfway Drive
Port Arthur, TX 77642
(409) 332-2204
Donald Dodge Insurance
7765 9th Avenue
Port Arthur, TX 77642‎
(409) 727-8700
Better Way Insurance
3880 Gulfway Drive
Port Arthur, TX 77642‎
(409) 982-0614
Jerry Burnett Insurance
3202 39th Street
Port Arthur, TX 77642
(409) 982-6106

What Protections Does Texas Law Provide Against Abuses by Insurance Companies?

The Texas Insurance Code has the following laws for governing the behavior of insurance companies:

Furthermore, the Texas Unfair Claim Settlement Practice Act provides a list of illegal settlement practices, such as:Insurance companies can treat you like you don't matter. Call a Port Arthur Bad faith   Insurance Lawyer to have them fight someone their own size.

  1. Knowingly misrepresenting pertinent facts or policy provisions relevant to the claim.
     
  2. Failure to respond to communications concerning the policyholder’s claim with reasonable promptness.
     
  3. Failure to implement reasonable standards for quickly investigating claims arising under one of its policies.
     
  4. Failure to make prompt and fair settlements in good faith when there is reasonable certainty regarding liability on a claim.
     
  5. Compelling subscribers to take legal action to recover benefits due to them under their policy by offering a settlement for substantially less than fair value of the claim, or than what would be recovered in a lawsuit.
     
  6. Failure to maintain accurate and complete records of all complaints over a period of three years since the date of last examination by the commissioner of insurance or last examination, whichever time period is shorter.
     
  7. Committing other actions, which the State Board of Insurance has defined, by regulations adopted pursuant to its rule-making authority, as unfair claim settlement practices.

For more information, contact a Port Arthur insurance attorney. You may also wish to consult the Texas Insurance Code 542.001-542.302.

 

What Can a Port Arthur, TX Bad Faith Insurance Lawyer Do For You?

As noted, Port Arthur insurance attorneys who handle bad faith insurance cases represent policyholders in claims against insurance companies that have refused to pay a claim that the insurer may be legally obligated to pay, or have denied an insured’s claim without conducting a proper investigation. When the insurer acts in bad faith, then a Port Arthur insurance lawyer can help you get the following legal remedies and damages:

  1. Money the insurance company owes you under the policy.
  2. “Extra contractual” damages or damages outside of and apart from the contract itself.

Port Arthur insurance lawyers encounter bad faith insurer practices in the following areas:

  1. Disability Insurance
  2. Life Insurance Policies
  3. Health Insurance Policy Claims
  4. Auto Insurance Claims
  5. Property Damage Claims

Port Arthur Insurance Unfair Practices Attorneys Serve

Serving clients throughout Southeastern Texas, including Baytown, Beaumont, Bridge City, Central Gardens, East Jefferson, Galveston, Groves, La Porte, Liberty, Lumberton, Nederland, Orange, Orangefield, Port Neches, Sabine Pass, Sulphur, Texas City, Vidor and other communities in Jefferson County.